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Time to credti funds 1 business day. Loan uses Credit card refinancing, debt consolidation, home improvement, major purchase, other. Credit Score Does bad credit loans disclose. Overview SoFi stands out for offering no-fee personal loans with competitive rates, high loan amounts, long loan terms, discounts for autopay and direct pay, and funding as soon as the same day.

Repayment terms 2 - 7 years. Discounts Autopay, direct pay.