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Plus, your credit reports should show that whatever caused your bad credit score has been resolved e. Applying with a co-applicant or co-signer may improve your odds and your rate if your credit issues are keeping you from getting any type of loan.
You won't find "Bad" credit as an personal loans lending club credit score rating, at least not in your Lneding credit score. Instead, your bad credit may be "Fair" or "Poor" or just "No Credit" if your credit history is thin.
The table below shows average APR by credit score, updated weekly. There's no secret personal loans lending club improving your credit scoreвand there are no shortcuts, either. The credit bureaus are transparent about what goes into a credit score.