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Payroll : the business must have paid salaries and payroll taxes, or. Contractor : the business paid independent contractors. Make sure you check out our texan credit corporation loans on how to apply for the employee retention credit for more guidance. One texan credit corporation loans the key aspects that makes the ERC unique is that it is a credit, not read more loan.

The credit can be applied against the employer's payroll tax deposits, or the employer can request an advance payment of the credit from the IRS. In contrast, the PPP provides businesses with a loan that can be forgiven if the funds are used for eligible expensesincluding:.

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