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A home equity loan could allow you to do that without touching the low rate on your primary mortgage. Bad credit loans online what do you do if your finances are less than stellar. You need decent credit in order to get a home bad credit loans online loan. It may not take as long as you think. One thing that you have going for you is that once you qualify, rates for home equity loans are loas to be relatively lower than rates for something like a personal loan because your home is read article as collateral.

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